Customer Privacy Notice
Protecting your privacy is important to Cerco Funding LLC and our employees. We believe the confidentiality and protection of customer information is one of our most fundamental responsibilities. Whether you are an existing customer or are considering a relationship with us, you have an interest in how we collect, use, retain and secure nonpublic personal information. And while information is critical to providing quality services, we recognize that one of our most important assets is our customers' trust.
If we change our privacy policies, a revised customer privacy notice will promptly be posted to our web site (www.cerco.com). You agree to accept posting of a revised customer privacy notice electronically on the web site as actual notice to you. You should review the customer privacy notice periodically to remain informed of any changes. Any dispute between you and Cerco Funding LLC is subject to our loan agreement/terms and conditions and our general policies, terms, and procedures governing Cerco Funding LLC customer and other accounts, including where applicable, arbitration of disputes and limitation of damages.
If you have any questions that this customer privacy notice does not address or if you wish to discuss Cerco Funding LLC’s privacy policies in greater detail, please contact our Compliance Department at (702) 763-9380 or write us at Cerco Funding LLC, Attn: Compliance Department, 848 N Rainbow Blvd #975, Las Vegas, NV 89107.
The Information We Collect
Cerco Funding LLC may collect nonpublic personal information about you from the following sources:
- Information you provide to us on account opening documentation, loan applications, subscriptions or other forms;
- Transactions with us, our affiliates, or others;
- From non-affiliated third parties (e.g., credit reporting agencies and others).
Categories of Information that We May Disclose
We may disclose the following kinds of nonpublic personal information about you:
- Information we receive on applications or other forms, such as name, address, social security number and e-mail address;
- Information about your transactions with us, our affiliates, or other;
- Information we receive from a consumer reporting agency, such as creditworthiness and credit history.
Parties to Whom We May Disclose Information
We do not disclose non-public personal information to any non-affiliated third party, except to non affiliated third parties that may assist us in servicing your account, to financial service institutions with whom we have joint marketing agreements, to securities and banking regulators upon requests, to third party investors, to others pursuant to subpoena and otherwise as permitted by law. We may from time to time disclose your nonpublic personal information to our affiliates, including but not limited to affiliated loan originators and investors.
If you decide to close your account (s) or become an inactive customer, we will continue to adhere to the privacy and practices described in this notice, or subsequent notices, which may amend the policy stated herein.
Nothing in this customer privacy notice is intended to interfere with our ability to transfer all or part of our business and/or assets to an affiliate or non-affiliated third party at any time, for any purpose, without any limitation whatsoever.
Confidentiality and Security Procedures
Cerco Funding LLC takes steps to safeguard customer information and restrict access to your personal and account information to those employees who need to know that information in order for us to provide products or services to you. We emphasize the importance of confidentiality through employee training, operating procedures, written policies and this privacy policy. We maintain physical, electronic, and procedural safeguards to guard you nonpublic personal information.
Web Sites
To provide better service and more effective web site, we use "Cookies" as part of our interaction with our. A "Cookie" is a small text file placed on the customer's hard drive by our web page server. Cookies help us track traffic patterns so we know what areas of the web site our visitors use and to ensure that only members or other authorized users are given access to the Cerco Funding LLC site. These cookies do not collect personally identifiable information.
Cookies are commonly used on web sites and do not harm your system. By configuring your preferences or options in your browser, you determine if and how a Cookie will be accepted.
Key Terms to Privacy
"Nonpublic Personal Information" - Personally identifiable financial information that is provided by a customer or potential customer to a financial institution, that results from a transaction with the customer or that is otherwise obtained by the financial institution in connection with providing a financial product or service.
"Affiliate"- Any entity that is part of Cerco Funding LLC's family by virtue of common ownership or control or partnership agreement.
"Non-Affiliated Third Party" - Any entity that is not part of Cerco Funding LLC's family of companies.
Cookie Policy
By using our website, you agree to the use of cookies and other technologies as set forth in this Privacy Policy.
We may collect information about your computer, including your IP address, operating system and browser type, for system administration and in order to create reports. This is statistical data about our users' browsing actions and patterns.
This site may, from time to time, employ the use of cookies including those for Google Analytics. Google Analytics is a web analytics tool that helps website owners understand how visitors engage with their website. Google Analytics customers can view a variety of reports about how visitors interact with their website so that they can improve it.
Like many services, Google Analytics uses first-party cookies to track visitor interactions as in our case, where they are used to collect information about how visitors use our site. We then use the information to compile reports and to help us improve our site.
Cookies contain information that is transferred to your computer's hard drive. These cookies are used to store information, such as the time that the current visit occurred, whether the visitor has been to the site before and what site referred the visitor to the web page.
You can opt out of Google Analytics without affecting how you visit our site – for more information on opting out of being tracked by Google Analytics across all websites you use, visit this Google page or email us at