Bridge Capital
for Transitional
Real Estate
Our Mission
Deliver flexible, dependable capital so sponsors can perform with confidence.
Cerco Capital is a New York–based bridge lender providing short-term, collateralized real estate financing to sponsors across major U.S. markets. Founded in 2017 with private capital, the firm has evolved into a disciplined, institutional-minded platform—one that continues to grow rapidly while staying true to our entrepreneurial roots.
Why Cerco
We combine hands-on, entrepreneurial underwriting with institutional discipline.
In a market where liquidity is tight, timelines are compressed, and traditional lenders have pulled back, the need for responsive, flexible capital is greater than ever. Our job is simple—keep strong deals moving, close efficiently, and build relationships that last well beyond a single transaction.
The Cerco Advantage
$1B+ underwritten nationwide
Speed
Flat team, direct access to decision-makers, and fast execution once criteria are met.
Flexibility
Shaping solutions around real-world needs – not rigid checkboxes.
Transparency
Clear communication at every stage – no uncertainty, no guesswork.
Efficiency
Streamlined process that cuts unnecessary back-and-forth and keeps deals on track.
Terms
Loan Amounts
$5 – $50 million
Term
1 – 5 years
Loan to Value
Up to 65%
Amortization
Interest-only
Rate Type
Floating, SOFR-based
Geography
United States
Prepayment
Minimum interest, no lockout
Closing Time
1 – 2 weeks
Collateral Types
Multifamily
Industrial
Retail
Self-storage
Hospitality
Other assets
considered
Use of Proceeds
Acquisition
Refinancing
Recapitalization
Value-add
Cash-out
Select
construction
Leadership
Peter F. Cervinka
CEO
Wayne Sturman
Chief Investment Officer
Michael Bodnev
Head of Originations
Franz F. Cervinka
Underwriter
Get in touch
Contact Our Team
For deal submissions or more information about our lending platform.